Are you facing challenges with your
Personal Loan Debt?

You're not alone

Whether you have high-interest unsecured loans or secured loans weighing you down, discover our alternative solution.

Many of the individuals we speak with are dealing with personal loan debt, incurred for reasons ranging from purchasing a car to home renovations, or even for consolidating other debts. It’s important to remember that no one intentionally sets out to accumulate unmanageable debt. Life events such as the loss of a job, medical issues, the end of a relationship, or the death of a loved one can unexpectedly alter one’s financial stability.

You may have been in a comfortable financial position when you initially took on the debt, but now find yourself facing circumstances that make managing your daily expenses and debt challenging. At Debt Angel Solutions, we can help you break the cycle of debt and regain control of your financial situation.

Personal loans come in various forms:

Secured Personal Loans:

Backed by an asset (e.g., car, boat)
Generally has lower interest rates due to reduced risk for lenders given they have security on the loan

Unsecured Personal Loans:

No collateral required
Higher interest rates due to increased risk for lenders
Common purposes: renovations, holidays, debt consolidation

Debt Consolidation Loans:

Intended to pay off multiple debts
Often come with higher interest rates, reflecting increased risk
Can lead to further debt if the original debt accounts that you got the loan for aren’t closed after consolidation

While personal loans can provide financial relief, they can become a burden, especially when obtained from non-traditional lenders with high interest rates, short repayment periods, and hefty fees.

Key Challenges with Personal Loans:

High-interest rates, particularly for unsecured loans

Short repayment periods with non-traditional lenders

Risk of accumulating more debt, especially prevalent with consolidation loans

Our Solution

Debt Angel Solutions provides informal debt agreements that address your personal loan challenges more effectively than traditional debt consolidation. We negotiate with your creditors to develop a plan that reduces your payments and interest rates, giving you greater control over your financial future.

Key Benefits of Informal Debt Agreements

Key Benefits of Informal Debt Agreements:

Tailored Payment Plans: Customised to fit your financial situation
Interest Rate Negotiation: Work towards lowering your rates without new loans
Debt Reduction: Potentially reduce the total amount payable to the lender
Avoid the Pitfalls of Debt Consolidation: No new loans or risk of accumulating more debt

Types of Personal Loans We Handle:

Unsecured Personal Loans
Secured Personal Loans
Buy Now Pay Later Loans
Flexi Loans
Debt Consolidation Loans

Testimonials

What Our Clients Say

My god, these guys are incredible. After helping my mum sort out her finances I got them to take a look at my fairly unmanageable finances to see what they could do for me.They negotiated with my financial institutions to consolidate my debts, including dramatically reducing the amount owing AND, here's the clincher, managed to make ALL my debts interest free so I can actually manage to get on top of things. This was life changing. Don't hesitate. They are beyond good and Maxine was an utter treat to deal with. Don't call them tomorrow. CALL THEM NOW!

Adam Towers Google Review

Thank You Kitty, Sophie, Charli, Lauren, Michael and the rest of the Debt Angel Solutions team for your help in getting me to be in control of my finances.

I highly recommend Kitty and the Debt Angels to anyone who is struggling with their debt.

Christina Sison Google Review